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New Home
  Buying a home is one of the biggest investments a person will make in his or her lifetime.  Because your home purchase is probably the most expensive one you will make, the homeloan itself is an important financial decision.

The prospect of owning a home is exciting, but it can also be a time of anxiety.  This is a time when emotions must be kept in check, and one should make an informed financial decision.  Our aim is to help you understand, from start to finish. 

From your first contact until your final approval of your loan, everyone at GPF is dedicated to saving you money and getting you the home loans you need.  Fast & effective, without any sweat from your side.

By making the process a simple and uncomplicated as possible, AND BY SUBSIDISING SOME OF YOUR COSTS, we guarantee your total satisfaction.

When purchasing a property, there are normally two major costs involved, namely transfer and registration costs.  This is where GPF plays a major cost saving role to the buyer. 

We get you 50 % off the attorney bond registration fee fee (when using our preferred attorney).  For example, on a R1 000 000 bond a saving of +- R15 000 applies.  In addition, on a bond of R1 000 000 @ a rate of 2.5% below prime, over a 30 year term could save you R300 000.

If you are thinking about a new purchase it helps to understand the options available to you which ultimately saves you money.

STEP 1: House hunting
STEP 2: Sign offer to purchase
STEP 3: Seller accepts offer
STEP 5: Financial Institution will confirm requirements
STEP 6: Property Valuation done by bank
STEP 7: Decision taken by bank
STEP 8: Final approval (Letter of Grant)
STEP 9: Registration attorney instructed to attend to the registration of the bond
STEP 10: Customer to sign documents at 2 sets of attorneys (transfer & registration
STEP 11: Homeloan registered in buyers name at Deeds Office by registering attorney
STEP 12: First monthly instalment due within 30 days of registration date
STEP 13: Title deed & Mortgage Bond document sent from attorney to Bank for safekeeping

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